A California mortgage loan officer earns a base salary of $183,484 annually, according to Indeed.com. The average commission for a California mortgage loan officer is $11,750. It should be noted, however, that these figures likely represent higher income earners. Depending on the job location, MLO officer salaries can range from $41,000 per year to $87,000 per year. The following graph is a breakdown of salaries by years of experience in California, according to Indeed: Mortgage loan officers in California make an average annual commission of $56,000, again according to Indeed.com. But how much does a California loan officer charge for each loan? Usually, commissions range from 0.5% to 2.5% of the home loan amount. This is based on the general understanding that you make more money if you generate your own leads. It is also common to offer higher commissions as incentives if the loan officer reaches a monthly quota or sells a premium product. Here’s an example of a Quora user’s commission as a California Mortgage Loan Administrator: With a commission of 1.25% for a $400,000 home loan, you can get $5,000 per loan. Normally, even inexperienced loan officers can realistically make two of these types of loans per month, which is the equivalent of a monthly commission that will earn you about $10,000.